/* ============================================================
   Horizon Financial Group — shared design system
   ============================================================ */
:root{
  --cyan:#14A6E6;
  --cyan-d:#0E8ECB;
  --cyan-soft:#E7F5FC;
  --navy-900:#06203D;
  --navy-800:#0A2C57;
  --navy-700:#0E3A6B;
  --ink:#15181C;
  --slate:#5C6B7E;
  --line:#E4EAF1;
  --paper:#FFFFFF;
  --mist:#F4F8FC;
  --mist-2:#EAF1F8;
  --maxw:1240px;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:'Hanken Grotesk',system-ui,sans-serif;color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;line-height:1.55;}
a{color:inherit;text-decoration:none;}
img{display:block;max-width:100%;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 40px;}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--cyan-d);}
.ph{background:repeating-linear-gradient(45deg,#dbe6f1,#dbe6f1 11px,#e7eff7 11px,#e7eff7 22px);display:flex;align-items:center;justify-content:center;color:#6b7c95;font-family:ui-monospace,'SF Mono',Menlo,monospace;font-size:12px;letter-spacing:.05em;text-align:center;padding:14px;}
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:15px;border-radius:6px;padding:14px 24px;transition:.2s ease;cursor:pointer;border:1px solid transparent;}
.btn-primary{background:var(--cyan);color:#fff;}
.btn-primary:hover{background:var(--cyan-d);}
.btn-ghost{background:transparent;color:var(--navy-800);border-color:var(--line);}
.btn-ghost:hover{border-color:var(--navy-800);}
.btn-light{background:#fff;color:var(--navy-800);}
.btn-light:hover{background:var(--mist-2);}
.btn-outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);}
.btn-outline-light:hover{background:#fff;color:var(--navy-800);}
.arrow{font-size:17px;line-height:1;}

/* Brand logo */
.brand{display:flex;align-items:center;gap:12px;}
.brand .mark{height:36px;width:auto;display:block;}
.brand .wm{height:31px;width:auto;display:block;}

/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid var(--line);}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;}
.navlinks{display:flex;gap:30px;align-items:center;}
.navlinks a{font-size:14.5px;font-weight:600;color:var(--navy-800);transition:.15s;letter-spacing:.01em;}
.navlinks a:hover{color:var(--cyan-d);}
.navlinks a.active{color:var(--cyan-d);}
.nav-cta{display:flex;align-items:center;gap:18px;}
.nav-phone{font-size:14px;font-weight:700;color:var(--navy-800);white-space:nowrap;}
.nav-toggle{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px;}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--navy-800);border-radius:2px;transition:.2s;}
.navitem{position:relative;display:flex;align-items:center;height:78px;}
.navitem>a{display:flex;align-items:center;gap:6px;}
.caret{font-size:9px;opacity:.7;}
.dropdown{position:absolute;top:57px;left:-14px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 24px 50px -28px rgba(10,44,87,.4);padding:8px;min-width:236px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.16s ease;display:flex;flex-direction:column;z-index:60;}
.navitem:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0);}
.dropdown a{padding:11px 14px;border-radius:8px;font-size:14px;color:var(--navy-800);font-weight:600;}
.dropdown a:hover{background:var(--mist);color:var(--cyan-d);}
@media(max-width:1040px){
  .navlinks{position:absolute;top:78px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 0;box-shadow:0 24px 40px -28px rgba(10,44,87,.4);display:none;}
  .navlinks.open{display:flex;}
  .navlinks a{padding:14px 40px;font-size:16px;}
  .nav-phone{display:none;}
  .nav-toggle{display:flex;}
  .navitem{flex-direction:column;align-items:stretch;height:auto;}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;border-radius:0;padding:0 0 6px;min-width:0;}
  .dropdown a{padding:11px 56px;font-size:14.5px;color:var(--slate);}
  .navitem>a{padding:14px 40px;}
}

/* Sub-page title band */
.title-band{background:linear-gradient(180deg,#fff 0%,var(--mist) 100%);border-bottom:1px solid var(--line);padding:60px 0 54px;}
.title-band.navy{background:linear-gradient(135deg,var(--navy-800),var(--navy-700));border-bottom:none;color:#fff;}
.crumb{font-size:13px;color:var(--slate);font-weight:600;margin-bottom:16px;}
.title-band.navy .crumb{color:#9DB4D2;}
.crumb a:hover{color:var(--cyan-d);}
.title-band h1{font-size:50px;line-height:1.04;letter-spacing:-.025em;font-weight:800;color:var(--navy-900);margin-top:12px;text-wrap:balance;}
.title-band.navy h1{color:#fff;}
.title-band p{font-size:18px;color:var(--slate);margin-top:14px;max-width:640px;}
.title-band.navy p{color:#C2D5EA;}
@media(max-width:1040px){.title-band h1{font-size:36px;}}

/* Hero (home) */
.hero{padding:80px 0 72px;background:linear-gradient(180deg,#fff 0%,var(--mist) 100%);}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center;}
.hero h1{font-size:58px;line-height:1.05;letter-spacing:-.025em;font-weight:800;color:var(--navy-900);text-wrap:balance;}
.hero h1 em{font-style:normal;color:var(--cyan-d);}
.hero p.lead{font-size:19px;color:var(--slate);margin-top:22px;max-width:520px;}
.hero-actions{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap;}
.hero-trust{display:flex;gap:14px;margin-top:40px;flex-wrap:wrap;}
.trust-chip{display:flex;align-items:center;gap:9px;font-size:14px;font-weight:600;color:var(--navy-800);background:#fff;border:1px solid var(--line);border-radius:30px;padding:9px 16px;}
.trust-chip .tick{width:16px;height:16px;color:var(--cyan);flex:none;}
.hero-visual{position:relative;}
.hero-visual .ph{height:480px;border-radius:14px;box-shadow:0 30px 70px -30px rgba(10,44,87,.4);}
.hero-card{position:absolute;left:-26px;bottom:34px;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;box-shadow:0 20px 50px -22px rgba(10,44,87,.45);width:250px;}
.hero-card .row{display:flex;justify-content:space-between;align-items:center;font-size:13px;color:var(--slate);}
.hero-card .big{font-size:26px;font-weight:800;color:var(--navy-800);margin:6px 0 2px;letter-spacing:-.02em;}
.hero-card .bar{height:7px;border-radius:4px;background:var(--mist-2);margin-top:12px;overflow:hidden;}
.hero-card .bar span{display:block;height:100%;width:74%;background:var(--cyan);border-radius:4px;}
@media(max-width:1040px){.hero-grid{grid-template-columns:1fr;gap:38px;}.hero h1{font-size:42px;}}

/* Lenders strip */
.partners{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff;}
.partners .wrap{display:flex;align-items:center;gap:36px;padding-top:24px;padding-bottom:24px;flex-wrap:wrap;}
.partners .label{font-size:13px;color:var(--slate);font-weight:600;white-space:nowrap;}
.partners .logos{display:flex;gap:14px 22px;flex:1;flex-wrap:wrap;}
.lender{font-weight:700;color:var(--navy-800);font-size:15px;opacity:.62;letter-spacing:.01em;}

/* Section scaffold */
section.block{padding:94px 0;}
.sec-head{max-width:680px;margin-bottom:50px;}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.sec-head h2{font-size:40px;line-height:1.1;letter-spacing:-.02em;font-weight:800;color:var(--navy-900);margin-top:14px;text-wrap:balance;}
.sec-head p{font-size:18px;color:var(--slate);margin-top:14px;}

/* Services */
.services{background:var(--mist);}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.svc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px 28px;transition:.2s ease;}
.svc:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px rgba(10,44,87,.34);border-color:#cfe0ee;}
.svc .ic{width:46px;height:46px;border-radius:10px;background:var(--cyan-soft);display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--cyan-d);}
.svc .ic svg{width:22px;height:22px;}
.svc h3{font-size:20px;font-weight:700;color:var(--navy-800);letter-spacing:-.01em;}
.svc p{font-size:15px;color:var(--slate);margin-top:10px;}
.svc a.more{display:inline-flex;align-items:center;gap:7px;margin-top:18px;font-size:14px;font-weight:600;color:var(--cyan-d);}
@media(max-width:1040px){.svc-grid{grid-template-columns:1fr;}}

/* Detailed service rows (services page) */
.svc-detail{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);border-radius:16px;overflow:hidden;margin-bottom:22px;background:#fff;}
.svc-detail:nth-child(even){direction:rtl;}
.svc-detail:nth-child(even)>*{direction:ltr;}
.svc-detail .copy{padding:46px 44px;display:flex;flex-direction:column;justify-content:center;}
.svc-detail .copy h3{font-size:27px;font-weight:800;color:var(--navy-900);letter-spacing:-.02em;margin-top:12px;}
.svc-detail .copy p{font-size:16px;color:var(--slate);margin-top:14px;}
.svc-detail .copy ul{list-style:none;margin-top:18px;display:grid;gap:10px;}
.svc-detail .copy li{position:relative;padding-left:26px;font-size:15px;color:var(--navy-800);font-weight:500;}
.svc-detail .copy li::before{content:"";position:absolute;left:2px;top:7px;width:9px;height:9px;border-radius:50%;background:var(--cyan);}
.svc-detail .vis{min-height:340px;background:var(--cyan-soft);}
.svc-detail .vis .ph{height:100%;}
@media(max-width:1040px){.svc-detail,.svc-detail:nth-child(even){grid-template-columns:1fr;direction:ltr;}.svc-detail .vis{min-height:220px;}}

/* About */
.about-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:60px;align-items:center;}
.about-visual .ph{height:440px;border-radius:14px;}
.about h2{font-size:38px;letter-spacing:-.02em;font-weight:800;color:var(--navy-900);line-height:1.12;margin-top:14px;}
.about p{font-size:17px;color:var(--slate);margin-top:18px;}
.about .pts{margin-top:26px;display:grid;gap:16px;}
.about .pt{display:flex;gap:14px;align-items:flex-start;}
.about .pt .dot{width:22px;height:22px;border-radius:50%;background:var(--cyan-soft);flex:none;position:relative;margin-top:2px;}
.about .pt .dot::after{content:"";position:absolute;left:7px;top:6px;width:5px;height:9px;border:2px solid var(--cyan-d);border-top:0;border-left:0;transform:rotate(40deg);}
.about .pt b{color:var(--navy-800);font-weight:700;display:block;font-size:16px;}
.about .pt span{color:var(--slate);font-size:15px;}
@media(max-width:1040px){.about-grid{grid-template-columns:1fr;gap:38px;}}

/* Why us band */
.why{background:var(--navy-800);color:#fff;}
.why .sec-head h2{color:#fff;}
.why .sec-head p{color:#A9C0DC;}
.why .eyebrow{color:var(--cyan);}
.why-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:36px 56px;}
.why-item{display:flex;gap:20px;align-items:flex-start;}
.why-item .wi{width:52px;height:52px;border-radius:12px;background:rgba(20,166,230,.16);display:flex;align-items:center;justify-content:center;color:var(--cyan);flex:none;}
.why-item .wi svg{width:26px;height:26px;}
.why-item h3{font-size:19px;font-weight:700;letter-spacing:-.01em;}
.why-item p{font-size:15px;color:#A9C0DC;margin-top:8px;}
@media(max-width:1040px){.why-grid{grid-template-columns:1fr;gap:30px;}}

/* Process */
.steps{display:grid;grid-template-columns:repeat(4,1fr);}
.step{padding:30px 24px 0 0;border-top:2px solid var(--line);position:relative;}
.step .num{font-size:13px;font-weight:700;color:var(--cyan-d);letter-spacing:.1em;}
.step h3{font-size:19px;font-weight:700;margin-top:42px;color:var(--navy-800);letter-spacing:-.01em;}
.step p{font-size:15px;color:var(--slate);margin-top:10px;padding-right:14px;}
.step::before{content:"";position:absolute;top:-2px;left:0;width:46px;height:2px;background:var(--cyan);}
@media(max-width:1040px){.steps{grid-template-columns:1fr;}.step{padding:24px 0;}.step h3{margin-top:14px;}}

/* CTA */
.cta{padding:0 0 108px;background:#fff;}
.cta.top{padding-top:94px;}
.cta-card{background:linear-gradient(135deg,var(--navy-800),var(--navy-700));border-radius:22px;padding:62px 58px;color:#fff;display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center;position:relative;overflow:hidden;}
.cta-card::after{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;border:1px solid rgba(20,166,230,.4);}
.cta-card::before{content:"";position:absolute;right:-60px;bottom:-160px;width:300px;height:300px;border-radius:50%;border:1px solid rgba(20,166,230,.25);}
.cta-card h2{font-size:40px;letter-spacing:-.02em;font-weight:800;line-height:1.08;text-wrap:balance;}
.cta-card p{font-size:17px;color:#C2D5EA;margin-top:14px;max-width:420px;}
.cta-form{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:14px;padding:26px;position:relative;z-index:1;}
.cta-form label{display:block;font-size:13px;font-weight:600;color:#C2D5EA;margin-bottom:7px;}
.cta-form .field{margin-bottom:16px;}
.cta-form input,.cta-form select,.cta-form textarea{width:100%;border-radius:8px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.96);padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ink);}
.cta-form input,.cta-form select{height:46px;}
.cta-form textarea{resize:vertical;min-height:96px;}
.cta-form .btn{width:100%;justify-content:center;margin-top:4px;}
@media(max-width:1040px){.cta-card{grid-template-columns:1fr;gap:32px;padding:42px 28px;}.cta-card h2{font-size:30px;}}

/* Contact details list */
.cta-contacts{margin-top:26px;display:grid;gap:0;}
.cta-contacts a,.cta-contacts>span{font-size:15px;color:#fff;display:flex;gap:14px;align-items:center;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.1);}
.cta-contacts .k{color:#9fb2cc;font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;min-width:54px;}

/* Savings calculator */
.calc{background:var(--mist);}
.calc-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:60px;align-items:center;}
.calc-copy h2{font-size:38px;letter-spacing:-.02em;font-weight:800;color:var(--navy-900);line-height:1.12;margin-top:14px;text-wrap:balance;}
.calc-copy p{font-size:17px;color:var(--slate);margin-top:18px;max-width:430px;}
.calc-copy .btn{margin-top:28px;}
.calc-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px 32px;box-shadow:0 28px 60px -38px rgba(10,44,87,.45);}
.calc-card .ctrl{margin-bottom:26px;}
.ctrl-top{display:flex;justify-content:space-between;align-items:baseline;}
.ctrl-top .ck{font-size:14px;font-weight:600;color:var(--slate);}
.ctrl-top .cv{font-size:26px;font-weight:800;color:var(--navy-800);letter-spacing:-.02em;font-variant-numeric:tabular-nums;}
.calc-card input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:6px;background:var(--mist-2);margin-top:16px;outline:none;}
.calc-card input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:24px;height:24px;border-radius:50%;background:var(--cyan);border:4px solid #fff;box-shadow:0 2px 8px rgba(10,44,87,.3),0 0 0 1.5px var(--cyan);cursor:grab;transition:transform .1s;}
.calc-card input[type=range]::-webkit-slider-thumb:active{cursor:grabbing;transform:scale(1.1);}
.calc-card input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--cyan);border:4px solid #fff;box-shadow:0 2px 8px rgba(10,44,87,.3);cursor:grab;}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:22px;border-top:1px solid var(--line);padding-top:26px;margin-top:4px;}
.cobig{font-size:46px;font-weight:800;color:var(--cyan-d);letter-spacing:-.03em;line-height:.95;font-variant-numeric:tabular-nums;}
.colbl{font-size:13px;color:var(--slate);margin-top:8px;font-weight:600;}
.calc-note{font-size:12px;color:#8a98a8;margin-top:22px;line-height:1.55;}
@media(max-width:1040px){.calc-grid{grid-template-columns:1fr;gap:36px;}.calc-copy h2{font-size:30px;}}

/* Lender grid (lenders page) */
.lender-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
.lender-card{background:#fff;border:1px solid var(--line);border-radius:12px;height:108px;display:flex;align-items:center;justify-content:center;font-size:18px;font-weight:800;color:var(--navy-800);letter-spacing:-.01em;transition:.2s ease;}
.lender-card:hover{box-shadow:0 18px 40px -26px rgba(10,44,87,.4);border-color:#cfe0ee;transform:translateY(-3px);}
.lender-card small{display:block;font-size:11px;font-weight:600;color:var(--slate);letter-spacing:.04em;}
@media(max-width:900px){.lender-grid{grid-template-columns:repeat(2,1fr);}}

/* Team grid */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.member{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:.2s ease;}
.member:hover{box-shadow:0 24px 50px -30px rgba(10,44,87,.34);transform:translateY(-4px);}
.member .ph{height:300px;}
.member .m-body{padding:24px 26px 28px;}
.member h3{font-size:20px;font-weight:800;color:var(--navy-900);letter-spacing:-.01em;}
.member .role{font-size:13px;font-weight:700;color:var(--cyan-d);text-transform:uppercase;letter-spacing:.06em;margin-top:4px;}
.member p{font-size:14.5px;color:var(--slate);margin-top:12px;}
@media(max-width:1040px){.team-grid{grid-template-columns:1fr;}}

/* FAQ / value rows */
.faq{display:grid;gap:0;border-top:1px solid var(--line);max-width:860px;}
.faq .q{border-bottom:1px solid var(--line);padding:24px 0;}
.faq .q h3{font-size:19px;font-weight:700;color:var(--navy-800);}
.faq .q p{font-size:16px;color:var(--slate);margin-top:10px;line-height:1.65;}

/* Contact page grid */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:start;}
.contact-info .ci{display:flex;gap:16px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--line);}
.contact-info .ci .ic{width:44px;height:44px;border-radius:11px;background:var(--cyan-soft);color:var(--cyan-d);display:flex;align-items:center;justify-content:center;flex:none;}
.contact-info .ci .ic svg{width:21px;height:21px;}
.contact-info .ci .k{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--slate);}
.contact-info .ci .v{font-size:17px;font-weight:700;color:var(--navy-800);margin-top:3px;}
.contact-info .ci .v a:hover{color:var(--cyan-d);}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:36px;box-shadow:0 28px 60px -40px rgba(10,44,87,.4);}
.form-card .row2{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.form-card label{display:block;font-size:13px;font-weight:600;color:var(--navy-800);margin-bottom:7px;}
.form-card .field{margin-bottom:16px;}
.form-card input,.form-card select,.form-card textarea{width:100%;border-radius:9px;border:1px solid var(--line);background:#fff;padding:12px 14px;font-size:15px;font-family:inherit;color:var(--ink);}
.form-card input,.form-card select{height:48px;}
.form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:none;border-color:var(--cyan);}
.form-card textarea{resize:vertical;min-height:110px;}
.form-card .btn{width:100%;justify-content:center;margin-top:6px;}
.map .ph{height:260px;border-radius:14px;margin-top:28px;}
@media(max-width:1040px){.contact-grid{grid-template-columns:1fr;gap:36px;}.form-card .row2{grid-template-columns:1fr;}}

/* Article (legal) */
.article{padding:64px 0 92px;}
.article .wrap{max-width:820px;}
.article .intro{font-size:18px;color:var(--ink);line-height:1.65;}
.article h2{font-size:22px;font-weight:800;color:var(--navy-900);letter-spacing:-.01em;margin-top:44px;padding-top:26px;border-top:1px solid var(--line);}
.article h2:first-of-type{margin-top:38px;}
.article p{font-size:16px;color:#3a4756;margin-top:14px;line-height:1.7;}
.article a.inline{color:var(--cyan-d);font-weight:600;border-bottom:1px solid var(--cyan-soft);}
.article a.inline:hover{border-color:var(--cyan);}
.article ul{margin:14px 0 0;padding-left:0;list-style:none;display:grid;gap:12px;}
.article li{position:relative;padding-left:26px;font-size:16px;color:#3a4756;line-height:1.6;}
.article li::before{content:"";position:absolute;left:2px;top:9px;width:8px;height:8px;border-radius:50%;background:var(--cyan);}
.callout{background:var(--mist);border:1px solid var(--line);border-radius:14px;padding:26px 28px;margin-top:30px;}
.callout h3{font-size:16px;font-weight:800;color:var(--navy-800);}
.callout p{margin-top:8px;font-size:15px;}
.callout a{color:var(--cyan-d);font-weight:600;}
.updated{font-size:13px;color:var(--slate);margin-top:8px;}

/* Full-width navy CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy-800),var(--navy-700));color:#fff;border-radius:0;}
.cta-band .wrap{padding:72px 40px;display:flex;align-items:center;justify-content:space-between;gap:40px;flex-wrap:wrap;}
.cta-band h2{font-size:36px;font-weight:800;letter-spacing:-.02em;line-height:1.1;max-width:620px;text-wrap:balance;}
.cta-band p{color:#C2D5EA;font-size:17px;margin-top:12px;max-width:520px;}
.cta-band .acts{display:flex;gap:14px;flex-wrap:wrap;}

/* Footer */
footer.site{background:var(--navy-900);color:#B6C7DC;padding:62px 0 32px;}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;}
footer p.blurb{font-size:14px;color:#8AA0BC;margin-top:18px;max-width:300px;}
.foot-col h4{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:#fff;margin-bottom:16px;}
.foot-col a{display:block;font-size:14px;color:#9DB2CD;margin-bottom:11px;transition:.15s;}
.foot-col a:hover{color:#fff;}
.foot-bottom{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);}
.foot-disc{font-size:12.5px;color:#8AA0BC;line-height:1.6;max-width:800px;}
.foot-legal{display:flex;justify-content:space-between;margin-top:18px;font-size:13px;color:#7C90AD;flex-wrap:wrap;gap:10px;}
.foot-legal a{color:#9fb2cc;}
.foot-legal a:hover{color:#fff;}
@media(max-width:1040px){.foot-grid{grid-template-columns:1fr 1fr;gap:30px;}}